29.9.17

Important factors to choose a medical card



The main intention of this article is to guide you on how to analyse the different medical cards.

The comparison shall include in order of priority:

1) Limit for Outpatient Cancer Treatment / Kidney Dialysis. It should have no limit.
2) Annual Limit.
3) Life Time Limit. Minimum of 1M.
4) Term of Coverage. At least 80 years old. Besides it is necessary to find a solution for this age onwards.
5) Co Insurance.
6) Surcharge if exceed room and board.
7) Cost of Insurance.

Remember that the idea is not to get bankrupt in case something bad happens. It is perfectly acceptable to pay CONTROLLED amounts of money for a treatment. Also that the world is big and it makes sense to find the best countries in terms of healthcare (some even public).